WHY DO YOU NEED TRAVEL INSURANCE?
Some people are concerned about adding additional costs, like travel insurance, to their vacations...BUT:
• What if a hurricane starts up?
• What if one of your kids at home gets sick or injured?
• What if one of your elderly parents suddenly gets sick?
• What if you have to cut your cruise short, due to an emergency?
• What if you get called for Jury Duty?
• What if you miss a connection on the way to the ship?
• What if your boss tells you that you can't have the time off you were promised?
• What if you should lose your job?
DO YOU KNOW . .
1. All cruise lines, tour companies, resorts and airlines, charge hefty penalties for cancellation or trip interruption. Cruise Lines and other travel suppliers do not issue refunds if a passenger cancels under penalty.
2. Most health care policies will not cover you when you are traveling outside of the country. Health care facilities abroad may be limited or inadequate and you may need to be airlifted to a specialty hospital.
3. Cruise lines and airlines assume little responsibility for your safety, health issues, baggage delays and lost baggage.
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This first video explains how the right travel insurance policy can help you recover from nonrefundable deposits if you have to cancel your trip for covered reasons. It's one of the many reasons that travel insurance (sometimes called trip protection) can be valuable if you have a trip cancellation. A travel insurance policy provides the travel assistance that can give you some peace of mind.
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This second video explains how the right travel insurance policy can help you if you become sick or injured while you are travelling. Typical health insurance plans limit International coverage to only cover emergency-related medical services. Comprehensive travel insurance policies will cover hospitalization and emergency medical services abroad. It's another reason that travel insurance (sometimes called trip protection or trip insurance) can be valuable. A travel insurance policy provides the travel assistance that can give you peace of mind.
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This third video explains what happens when you lose your baggage while travelling. Travel insurance can cover replacement of necessary items for luggage that is delayed for a certain amount of time. It will also reimburse you the replacement costs for lost items not covered by the airlines or other means (up to the limit of the policy). It's another great reason to have travel insurance (sometimes called trip protection or trip insurance).
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This fourth video explains what happens when your flight is cancelled because of bad weather. Airlines have no legal obligation to provide you with accommodations in this case. This is called trip delay. Travel insurance that includes trip delay coverage will reimburse you (up to policy limits) for expenses like hotel rooms and meals. Allianz Global Assistance's travel assistance department is also open 24/7/365 to help you make alternative arrangements. It's another great reason to have travel insurance (sometimes called trip protection or trip insurance).
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While a travel emergency may be a worst-case scenario, this fifth video explains what happens when you find yourself in need of emergency evacuation. If that happens, it's certainly not the time to figure out how you'll pay for it and where you'll go. A travel insurance policy that includes coverage for medical evacuation can make sure you get the care you need. Allianz Global Assistance has evaluated hundreds of medical facilities throughout the world to ensure its customers get the appropriate care. It's another great reason to have travel insurance (which is also called trip protection or trip insurance).
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What if someone in your family, or in your traveling party, gets injured or sick before you leave for your trip? Without travel insurance, you may be left paying the entire cost of the trip. The right travel insurance policy will reimburse you for the unused, nonrefundable portion of your trip. It's another great reason to have travel insurance (sometimes called trip protection or trip insurance).
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If your passport, or any important document, gets lost or stolen, you could find yourself stranded in a foreign land with little idea of how to get a replacement. Allianz Global Assistance 's 24-hour help line is staffed around the clock with assistance specialists who speak more than 40 languages, and they can help you navigate the process of getting replacement documents and, in some cases, even expedite the process. It's another great reason to have travel insurance (sometimes called trip protection or trip insurance).
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When a lot of things can go wrong, something probably will. A delay of a few minutes for the first leg of your trip won't throw much of a wrench in your plans, but what if it's delayed a whole day? What if you miss some, or all, of your trip? Travel insurance can step in and reimburse unused, nonrefundable trip costs. In some cases, your travel insurance can help make sure you get to continue your trip. For instance, if you missed boarding your cruise because of a delayed flight, your policy may cover the cost of sending you to meet the ship at the next port of call. It's another great reason to have travel insurance (sometimes called trip protection or trip insurance).
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If you have a big trip planned and you lose your job, your nonrefundable costs are as good as gone. But if you purchased travel insurance that included coverage for job loss (and if you meet the policy's requirements, such as working for the same company for a certain amount of time), you could be reimbursed for those costs. We certainly hope that this doesn't happen to anyone. But it's a good reason to have travel insurance (sometimes called trip protection or trip insurance).
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For some of us, we just can't enjoy ourselves if we feel like we're taking a risk of any kind. Vacations should be fun and travel insurance can give you the peace of mind you need to actually enjoy yourself. Travel insurance can provide peace of mind so that if you need to cancel your trip for a covered reason, you'll know you're covered. It's another great reason to have travel insurance (sometimes called trip protection or trip insurance).
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A WORD OF ADVICE: Travel Insurance Protection Does Not Cost, It pays!
